Customized, competent, conflict-free financial services
Goal Oriented Planning
This type of planning is appropriate for those who are concerned with achieving particular goal(s) such as:
- Proper cash flow management
- Planning for a secure retirement
- Funding college
- Determining the appropriate amount and type of life insurance and/or disability insurance needed
- Determining the appropriate long term care insurance needed
- Designing a portfolio that embodies an appropriate asset allocation with investments that are cost efficient, tax efficient and have good long term performance records
- Rebalancing a portfolio
- Estate planning to meet living and legacy needs.
All these areas can be combined so that solutions are coordinated in the best manner for your needs.
Financial Planning Services
Our firm is all about objective goal oriented planning and integration of your complete financial situation so that our solutions make the best of your resources.
Legacy Financial Advisors LLC provides customized, competent, conflict free financial services in the following areas:
Retirement Planning -We help you plan for retirement based on an expense level as well as assumptions regarding portfolio rates of return and inflation. This type of planning integrates financial planning with portfolio construction. We stress test the financial plan using corporate finance techniques.
Portfolio Construction – We will use the appropriate asset allocation and evaluate investments based upon tax efficiency, long term performance and cost. We'll integrate your original investments into your entire portfolio if they meet your needs.
College Planning-This includes both investing for college and financing college costs.
Construct Income Streams from Your Assets- We offer distribution planning designed to stretch your funds so you can be efficient in withdrawing money, minimize your taxes and often keep more of your social security benefits. Net after tax is what counts.
Retirement Plan Distributions - How you coordinate and take your retirement plan distributions can significantly impact your tax bill and your retirement security as well as the amount of social security benefits you get to keep. Beneficiary designations can also impact distributions. We'll help you explore your alternatives so you make informed decisions.
Estate Planning- This planning provides for what you need to achieve your goals while highlighting beneficiary designations, coordination of assets to meet your objectives, tax savings as well as vehicles to achieve them.
Insurance Analysis- Do you have enough life insurance to meet your needs? What about disability insurance and long-term care? Do you have the P&C coverage that you need? We can provide answers and also have national source providers that work with fee-only planners.
Money Management- Currently offered on a unique basis where you maintain the custody of your accounts and LFA advises you on actions to take that you implement with our help. In the future we plan to also offer assets under management and are DFA approved so please inquire if this option interests you
The Process
The first step is to schedule an initial meeting. This is offered at a significantly reduced rate (currently $35-$45) so that Legacy Financial Advisors LLC takes on the risk of the first step for you.
During this sixty to ninety minute session, we'll get to know one another. We'll determine what work you need to have done and develop a cost estimate. You can ask any questions you need to feel comfortable and informed.
Transparency and accessibility are the keys at Legacy Financial Advisors.
Contact us at 216-571-6711 to schedule an appointment today.
Legacy Financial Advisors provides:
Comprehensive financial planning
College expense planning
Retirement planning
Income tax planning
Investment advisory services
Business owner strategies
Portfolio Rebalancing
Budgeting and cash flow management
…and more!
Legacy Financial Advisors LLC – Customized, competent, conflict-free financial advice and services.
Contact us or call today for more information: 216-571-6711